Loan & Visa Accounts
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Mortgage Loans Home Equity Loans Car Loans |
Boat, RV & Motorcycle Loans Vacation & Christmas Loans Savings/Certificate Share Loans |
Signature Personal Loans Overdraft Loans Visa & Visa Gold Cards |
Mortgage Loans
UNICORP offers first mortgage loans on single-family and multi-family, owner occupied residences throughout Northwest Indiana.We work in conjunction with CUNA Mutual Mortgage Corporation so our rates and terms are always competitive.
So, if you are purchasing a home or looking to refinance your current mortgage, call us today to begin the application process. We make it fast and easy.
To check our mortgage rates and terms, click here.
Home Equity Loans
A great way to tap the equity in your home to make home improvements, take a once-in-a-lifetime vacation, help pay for school expenses, cover medical costs or consolidate bills. And, home equity loan interest may be tax deductible, so consult your tax advisor about tax savings, too!Fixed Rate Home Equity Loans
This type of loan is best when you have a specific project or need and want a fixed monthly payment for up to 60 months.Home Equity Line of Credit Loans
If you want the convenience of applying for a loan one time, and being able to use the approved line of credit whenever you want...then our open-end line of credit home equity loan is right for you.Once your line is approved, just write a check to access your available credit line whenever you want.
You only have to make monthly interest payments. The principal balance is due at maturity and may be rolled over into another loan.
If you prefer, principal payments can be made at any time without penalty.
To check our home equity rates and terms, click here.
Car Loans
UNICORP Federal Credit Union offers both new and used vehicle loans at great rates and terms!On new vehicles, we finance up to the manufacturers suggested retail price plus sales tax for the following number of months:
| Amount Financed | Number of Months Financed |
| Under $20,000 | Up To 60 Months |
| $20,001 to $25,000 | Up to 72 Months |
| Over $25,000 | Up To 84 Months |
On used vehicles, we finance up to 100% of the Redbook retail price. Please call us for the exact evaluation of the vehicle you wish to purchase.
| Age of Vehicle | Number of Months Financed |
| 1 - 4 Years Old | Up To 60 Months |
| 5 Years Old | Up to 48 Months |
| 6 - 8 Years Old | Up To 36 Months |
To check our vehicle rates and terms, click here.
Boat, RV & Motorcycle Loans
If you are looking to purchase a boat, recreational vehicle or motorcycle, you need to look no further than UNICORP Federal Credit Union!We have terms and rates that will fit your budget. To find out more information, call and speak with one of our loan officers about your "dream machine".
To check our recreational vehicle rates and terms, click here.
Vacation & Christmas Loans
Vacation and Christmas planning starts with a low cost loan from UNICORP Federal Credit union.So, once you've made your plans, call us and let us help you make your dream vacation or Very Merry Christmas plans...come true!
To check our vacation and Christmas loans rates, click here.
Savings / Certificate Share Secured Loans
Savings Share Account secured loans are a common way to obtain a hassle free loan with low interest rate financing for up to 60 months.Low interest rate loans secured with a Share Certificate of Deposit can be extended up to the maturity date of your certificate.
To check our savings/certificate loan rates and terms, click here.
Signature Personal Loans
Signature Personal loans are unsecured and are based on your credit rating. These loans can be used for just about any purpose.So when unexpected bills come your way...we stand ready to meet your loan needs.
To check our signature personal loan rates and terms, click here.
Overdraft "Check Protection" Loans
Have you ever been just a little short in your checking account? Worried that your check would be returned?Well, let an overdraft line of credit from UNICORP help by giving you financial piece of mind.
When approved for overdraft check protection, you can write a check without the worry of not having enough money in your checking account when the check is processed.
If a check comes in before your cleared deposit, we'll advance the funds from your pre-approved overdraft line of credit. No returned checks...no NSF fees!
And, there's no cost until you use your line of credit.
So don't delay, take advantage of our Overdraft line of credit today. Call for more details.
Visa & Visa Gold Cards With Verified By Visa
UNICORP Federal Credit Union offers one of the best VISA® credit card programs available.- No Annual Fee
- 25-Day Grace Period - (excluding cash advances)
- Low Interest Rates
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Commanding Credit Limits For Qualified Borrowers
- VISA Gold Credit Limits are from $5,000 to $10,000
- VISA Classic Credit Limits are up to $5,000
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Travel Accident Insurance - No Additional Cost
- VISA Gold Travel Insurance up to $400,000
- VISA Classic Travel Insurance up too $250,000
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VISA Gold Provides Extra Benefits At No Cost
- Including free purchase security and extended protection programs for your purchases, emergency cash and card replacement, free auto rental collision/damage insurance, emergency medical referral, legal referral and bail bond assistance, emergency ticket replacement, foreign translation service, and much more. Some conditions and exclusions may apply.
Stop in the credit union or call to have a VISA application mailed to you.
Verified By Visa
Prevent unauthorized online Visa Card purchases by using VERIFIED BY VISA. It's Free and easy! Click here to register.
Apply For Any Loan On-Line, Right Now! Click here to complete a secured on-line loan application.
